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Minnetonka Roof Insurance Claim — Storm Master Meets Your Adjuster

Family-owned Storm Master Roofing helps Minnetonka homeowners after hail and wind. We inspect the roof, document what we see, and we can meet your insurance adjuster. We advocate. We do not promise the carrier’s check. Your deductible stays yours.

Call 952-592-5554Schedule a roof inspection

Why Minnetonka homeowners call Storm Master when the insurer is involved

After a storm, you want a local crew that will tell you what is on the roof. Storm Master is a family-owned Minnetonka roofing company. We inspect, photograph, and write what we see. If you file a claim, we can meet the adjuster and walk the damage with them.

  • Local, family-owned retail roofing based in Minnetonka — not a traveling storm crew.
  • We document the roof so you have a clear record before anyone argues about scope.
  • We can meet your adjuster on site and point to the damage we found.
  • Call 952-592-5554 to schedule a roof inspection.

What a roof insurance claim actually is (inspection, adjuster, scope)

A roof insurance claim is a request to your homeowners carrier after sudden weather damage. It is not a promise that the carrier will pay, and it is not a promise of a new roof.

  • Inspection. Someone looks at the shingles, flashing, vents, and other roofing. Storm Master can do this and document what we see.
  • Adjuster. If you file, your carrier sends an adjuster. They write what the policy will consider.
  • Scope. The carrier’s scope is the work they are willing to include. Repair versus replacement is their call, based on the policy and what they see. We document. We don’t decide the check.

Inspection documentation from a Minnetonka roof. These photos show hail and elevation notes from a claim inspection — they are not a finished replacement.

Roof inspection in Minnetonka, Minnesota by Storm Master Roofing

Minnetonka inspection

Hail damage documented on a Minnetonka roof during a Storm Master insurance-claim inspection

Minnetonka inspection

Hail impact documented on a Minnetonka roof during a Storm Master insurance-claim inspection

Minnetonka inspection

Storm Master meets your adjuster — we advocate, we do not promise the carrier’s check

If you want us there, we meet the adjuster and walk the roof. We point to hail hits, lifted shingles, and other damage we documented. That is advocacy: showing the roof, not writing the check.

Storm Master does not promise claim approval or a carrier payment. We do not treat talking with the insurer as a guarantee of money. The deductible is the homeowner’s. We do not waive it. If you hire us for work the carrier does not cover, or for the portion that is yours, 24-month financing with approved credit is available on qualifying roofing.

Process from inspection to install

  1. Call 952-592-5554 to schedule a roof inspection.
  2. We inspect and document the roof.
  3. You decide whether to file a claim with your carrier. That is your choice and your policy.
  4. If you file, we can meet the adjuster and walk the damage with them.
  5. The carrier issues a scope. We review it with you against what we documented. We do not promise they will add items or pay more.
  6. If you hire Storm Master, we install the agreed work. You remain responsible for your deductible and for any work outside the carrier’s scope.

Nearby west-metro

Storm Master also works in nearby west-metro cities when homeowners need the same inspection-and-adjuster help. Those cities are Eden Prairie, Plymouth, Wayzata, Hopkins, and St. Louis Park. Each is a real place we serve from our Minnetonka home base.

FAQs

Does my Minnetonka homeowners policy cover hail damage to shingles?

Typical homeowners policies may cover sudden hail damage to shingles. Coverage depends on the policy, deductibles, and the adjuster’s scope. Storm Master inspects and documents what we see. We don’t decide the check.

Should I be there when the insurance adjuster walks the roof?

Yes, if you can. Storm Master can meet the adjuster and walk the damage with them.

What is the difference between repair and replacement on a claim?

Repair versus full replacement is a scope decision. We document what we see. The carrier writes the scope.

How long after a storm can I still file?

File promptly. Check your policy and file soon after you discover damage. Minnesota weather can hide hail marks until a later inspection. We don’t invent a deadline.

Do I pay my deductible up front?

Yes. The deductible is the homeowner’s. Storm Master does not waive deductibles. Payment timing is between you and the work agreement.

Ready to have the roof looked at? Call 952-592-5554 to schedule a roof inspection. We will document what we see and, if you want us there, meet your adjuster.